There may only be less than 8,000 residents in the City of Albertville, MN but percentage-wise, our population is skyrocketing. According to the U.S. Census, from 1980 to 1990, our population more than doubled, going from 564 to 1251 residents. Then from 1990 to 2000, it almost tripled to 3621 people. In the last Census in 2010, we almost doubled our population again, growing to 7,044. We guess that is why the city uses the motto “Small Town Living. Big City Life.”

This has been good for area business, but it may cause leaks in their business insurance. This can come from growing businesses that do not have appropriate coverage that has kept up with that growth. Do you have leaks in your business insurance?

A business insurance review can help detect these leaks. It can determine if your liability coverage is keeping up. It can tell you if you have the coverage on your inventory you need. It will tell you if your equipment and growing computer and data bases are covered properly. It can even tell what water damages you’re insured from.

If you do business in the 55301 zip code, our independent agents can review your commercial insurance policy to determine your current coverage. If it is inadequate, we can help you fix those leaks. We can seek out multiple quotes from a variety of companies to get you a price on that coverage you can afford.

Give us a try. Visit our website and request a quote on your homeowners and auto insurance. We think you’ll find us an easy way to save you money. We also believe you’ll then try us for your business insurance.

Contact us today. We are Pizano Insurance and we are proud to serve our growing Albertville area.

There are some surprising things about Wayzata, MN, especially to non-locals. The town was the place where William H. Macy’s character in the movie Fargo was to purchase a parking lot. Much of the 1999 film featuring Kirsten Dunst and Kirstie Alley called “Drop Dead Gorgeous” was filmed here. People are also pleasantly surprised at the recreational opportunities that abound in the small town.

Some surprises are interesting and fun, others, not so much. If you own a business in the Wayzata area, here are three ways your commercial insurance can negatively surprise you.

1. An increase in price. Many times you don’t even see it coming. Then you get the notice of a significant increase in the costs of your business insurance. This is a time many business owners will go shopping.
2. You find out you are not covered for a specific loss. This can be as uncomfortable for your agent as it is for you. This is why an occasional business insurance review is important. Your business is likely changing and you want to make sure your coverage is keeping up with it.
3. You’re not sufficiently covered for a claim. Discovering that your limits are inadequate after suffering a loss can be a significant problem. Areas like your electronics and computers can be expensive to replace and reinstall properly. Having your insurance come up short can be costly.

At Pizano Insurance, we are an independent agency that serves Wayzata area businesses and homeowners. Due to the fact that we are independent agents gives us the opportunity to shop many companies for coverage that won’t disappoint you. You can get a homeowners insurance or an automobile insurance quote online at our website. If you would like to know more about our commercial coverage, please contact us. We’re Pizano Insurance and we look forward to serving you.