Monthly Archives: July 2024

How Often Should You Review Your Home Insurance Policy?

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For homeowners in the Wayzata, MN, area, Pizano Insurance is pleased to provide a no-cost, no-obligation home insurance review at any time.

But how often is getting a homeowner’s insurance review enough?

Most Forgotten Insurance

For many people, their home insurance is the most forgotten and neglected of all their personal insurance policies. There are several reasons for this. Once it is purchased, it is often filed away. Some folks may not even recall their coverage limits or what they are paying. This can be problematic. Coverage may not be keeping up, and gaps may occur in coverage. A homeowner’s insurance policy review can uncover potential issues.

Why Home Insurance is Easy to Neglect

Home insurance can be easily forgotten for several reasons. Many people include insurance payments with their property taxes and pay them through escrow. Some homeowners purchase insurance when they buy their homes and don’t review it again. Others pay premiums through autopay and pay little attention. The fact is, homeowners insurance policies aren’t reviewed often enough.

We Can Help

Contact us at Pizano Insurance for a review of the home insurance on your Wayzata, MN, area house. If it has been a year or two, or you can’t remember the last time you’ve had a review, reach out to us. There is no obligation, and you can get a free quote. A homeowners insurance review can provide peace of mind.

Do not wait for a claim to see if you are protected. Find out today with a homeowner’s insurance review from Pizano Insurance.

Five Ways to Reduce the Risks of Auto Accidents

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Millions of car accidents occur in the United States each year. Even if you are a perfect driver, someone else could cause an accident. Fortunately, you can take steps to reduce the risk of auto accidents. We have outlined some of these steps below. If you’re in need of assistance or are looking for auto insurance, it’s time to contact Pizano Insurance. We serve Wayzata, MN, and various other communities.

1. Keep Your Car in Good Repair

If your brakes are worn out or your tires no longer have enough tread, it could increase the risk of an accident. The same is true for headlights and various other components. In these cases, you’ll want to get everything fixed as quickly as possible.

2. Know the Weather

Before hitting the road, you should check the weather. You’ll want to be prepared for storms, snow, and various other weather-related risks. This way, you won’t be caught off guard.

3. Get Vehicles With Ample Safety Features

Cars are now safer to drive than ever before. Many cars have safety sensors that warn you if vehicles are in your blind spots. Rearview cameras make backing up safer and easier. Some vehicles can contact emergency response services to alert them that an accident occurred.

4. Ease Off the Gas

Speeding makes accidents more likely. You should follow traffic laws. If you’re speeding, you’ll have less time to react. In poor weather, you’ll want to slow down, and you may need to drive well below the posted speed limit.

5. Have the Right Auto Coverage

If an accident should occur, the right auto insurance plans can provide protection and assistance. It’s wise to work with local insurance agents as they will be aware of local risks and conditions. Need an insurance agent serving Wayzata, MN? Get in touch with Pizano Insurance right away.