Click to Call
Get Directions
Choosing the right auto insurance policy is a priority for any motorist. Pizano Insurance is a provider of auto insurance and numerous other types of insurance in Wayzata, MN.
If you’re on the market for auto insurance in Minnesota, you need to make sure you take the following three considerations into account in selecting your policy.
The frequency with which you drive
Auto insurance providers are going to want to know how frequently you use your vehicle. The more frequently you use your vehicle, the more your insurance costs are likely to be.
If you don’t drive very often, you can probably take advantage of lower auto insurance rates. Make sure you notify your auto insurance provider if you use your vehicle infrequently or don’t use it for a daily commute.
How you use your vehicle
If you use your vehicle for work purposes, this is going to impact your auto insurance needs. You should make sure you specify that you use your vehicle for commercial purposes when you purchase auto insurance.
You’ll probably need to purchase commercial auto insurance coverage to make sure that you’re covered for business use in your vehicle.
Whether you want collision coverage
One of the most important things to know is that coverage for damage to your own vehicle won’t be included in a standard liability coverage policy. You need to invest in collision coverage if you want damages to your vehicle to be covered.
It’s almost always a good idea to invest in collision coverage. However, you might want to forego this type of coverage if the value of your vehicle is not very high.
Get started researching your auto insurance options in Wayzata, MN with our help at Pizano Insurance. Contact us with inquiries about our insurance products.