Auto insurance additions you may want to consider

Auto insurance is not just one type of coverage, it is several types of coverage. Some of them are mandated by the state and others by lenders. Some are additions that may be added to your policy if they can be of benefit. At Pizano Insurance in Wayzata, MN, we are an independent agency that provides our customers with the benefit of our years of experience. We offer many choices of carriers which allows us to get the best possible rates. 

Gap coverage– Gap coverage will pay the difference between the depreciated value of your vehicle and the amount you owe on your auto loan. Vehicles depreciate very quickly and if your accident or theft happens within a few months of purchase you could be way underwater. 

Roadside assistance– Many people have roadside assistance coverage through companies like AAA. These cost quite a lot more than a similar overage that may be available through your insurance carrier. It includes towing as well as other services such as tire changing and jumping your battery if your car won’t start. 

Car rental insurance– If your vehicle is damaged in an accident, you will need to have something to drive in the interim. With car rental insurance you will be able to rent a vehicle while your vehicle is in repair or until it is determined to be a complete loss. 

Full glass replacement-Glass coverage may be included with your comprehensive coverage but if it is not, it is worth having. No one wants to have to drive around with a damaged windshield or broken window. This coverage is provided without a deductible and the repair people can even come to you at home or at your job. 

If you are looking for a new carrier or a new agent in Wayzata, MN, Pizano Insurance has an exceptional team that can help you.