What Your Boat Policy Can do For You

Wayzata, MN is conveniently located on the shores of Lake Minnetonka. Each year people back their boats down the boat ramp and into the water so they can enjoy a fun filled day on the water. Sadly, some of them will end up hitting a guide poll or will end striking the prop on the ramp itself. Without an insurance policy to cover these kinds of damages, the boat owner could end up paying for the repairs with their own money.

How Your Boat Can Cover You from Financial Losses

• If you have ever hit the dock or another boat, then you know the damage that can happen to the hull of your craft. A minor dent can cost you thousands of dollars and without a boat insurance policy you could end up paying for it yourself.
• A boat policy can also protect your personal belongings that you carry on the boat. All someone has to do is enter the craft and help themselves to your personal items. A boat policy may also cover you if anything is ever stolen from your boat.
• Liability claims can happen while operating your boat. If someone suddenly falls and blames you for their injuries, then you could be facing a lawsuit. By having a policy with liability coverage you will have the coverage you need to avoid financial problems.

A boat insurance policy has a lot to offer its owner. But in order to get a policy that can protect you and your family you will need to speak with one of our agents today. Give us a call and let us get you the information you need in order to make an informed decision about your insurance needs today.