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When you make a claim in Albertville, Minnesota on an auto insurance policy, you may decide at a later date that it was unnecessary. The problem is that you will need to withdraw your claim if you determine that the minor accident wasn’t worth making the claim or you are concerned about your monthly rate increasing.
Early Withdrawal
If you withdraw a claim on your policy before a check is issued by the company, then you will not usually have any problems making the change. Call the company and ask to withdraw your claim. It may take a few days to process the request, but it will usually stop the check from being issued in the first place.
Problems After Receiving a Check
After receiving the check from your insurer, the problem becomes more complicated. In some cases, you may discover that your insurer will not agree. Other insurers may allow you to withdraw your claim, but only after you return the funds that were issued.
Variation in Companies
Since the cover you obtain on an auto policy differs between companies and specific plans, each insurance provider will differ. The process and ability to withdraw a claim will vary due to the different standards each company sets up. In some cases, it may be a simple matter of calling the company while other situations are more complicated and will not give the same level of flexibility.
It is usually possible to ask an insurer to put a stop to any claim you make on the policy, but the number of complications and possible issues that arise will vary. In general, making a request early will simplify the process. To learn more about dealing with an insurance provider, contact us to talk to an independent agent.