Let’s explore some popular upgrades for residential properties. The enhancements you choose for your property may necessitate additional home insurance coverage.
Water Features
Pools, ponds, fountains, and other outdoor water features can increase the value of your property. Since these water features can add significant value, consider seeking additional home insurance coverage.
Think about the size of the water feature you are investing in and the materials you have chosen for the upgrade. For deeper water features, consider researching liability insurance products that will provide coverage in case someone gets injured.
Additional elements like lighting, slides, and other accessories will further increase the value of a water feature, potentially requiring extra insurance coverage.
Fencing
New fencing can not only offer definition to your property but also increase its value while ensuring security.
Determine the perimeter of the property that will be fenced. Research various types of fencing, including automatic, semi-automatic, and manual options.
If you are considering a new gate, assess the style you choose to add to your property. Remember, the fencing components should also be included in your current home insurance policy. This coverage will protect against wear and tear, natural weather phenomena, theft, and vandalism.
Contact Pizano Insurance
Each change you make to your property should be assessed individually. Once you’ve determined whether more insurance coverage might be needed, contact one of our agents serving Wayzata, MN. A Pizano Insurance agent will make the necessary adjustments to your home insurance policy.