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In Minnesota, there are many different kinds of auto insurance that are required for all drivers. However, the required coverages don’t cover everything, so it’s recommended to add other types of coverage to the mandatory minimums. If you need auto insurance, call us at Pizano Insurance in Wayzata, MN.
Auto Coverage
Minnesota law requires that you have a specific minimum amount of coverage for bodily injury for a person who was injured in an accident and another required minimum for all of the injuries that happen in an accident. There is another minimum amount required for the damage caused to someone else’s property. These coverage types are all forms of liability coverage that protect you financially if you were to cause an accident that includes injuries and damage to the other person’s vehicle.
Coverage for Uninsured and Underinsured Motorists
This type of insurance will cover you if you have an accident that was caused by someone without insurance or with too little insurance. There is a set minimum amount of bodily injury coverage that you must have to meet this requirement. It pays for both your body injuries and the injuries to your passengers.
Personal Injury Protection
This type of auto coverage pays for your medical bills when you are injured in an accident. It also reimburses you for some of your lost wages as you recover from your injuries. It can also pay for essential services that you need during that time. There is a set minimum amount of this coverage type that you have to keep.
Call and Talk to an Agent
To make your appointment to talk with an agent about your auto insurance needs, call us today at Pizano Insurance in Wayzata, MN.