Tag Archives: auto insurance

Will My Auto Insurance Pay to Tow My Vehicle?

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Being stranded on the side of the road with a broken-down vehicle is an unfortunate situation. When you’re dealing with car trouble, it’s crucial to resolve your problem quickly and efficiently. If you have the right type of car insurance policy, you can get help for free from your insurance policy.

If you have questions about your car insurance policy and whether roadside assistance is covered, the professionals at Pizano Insurance, serving Wayzata, MN, can help. We can answer your questions or provide a copy of your policy so you can find out more information yourself.

What Is Roadside Assistance?

Roadside assistance is a feature of full-coverage car insurance policies. While each policy may work differently, roadside assistance typically provides towing services if your car breaks down or has a flat tire.

Which Auto Insurance Provides Roadside Assistance?

Full-coverage car insurance often includes roadside assistance. If you’re interested in this option, talk to your insurance agent. It is a popular option among drivers with new vehicles.

If you’re buying a new car, your lender may even require you to get full coverage car insurance. Even if you pay for the car with cash, getting full coverage car insurance can help you avoid significant expenses in the event of an accident. Full coverage car insurance will pay to repair or replace your vehicle in various covered events, including car theft and major damage from a collision.

Do you want more information about roadside assistance and full coverage car insurance? The professionals at Pizano Insurance, serving Wayzata, MN, can help. Call today to learn more.

Why Comprehensive and Collision Coverage is Essential in Wayzata, MN

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As a driver or resident in Wayzata, MN, a standard auto insurance policy may not always provide adequate protection for your vehicle or injuries you may sustain in an accident or collision. Opting for comprehensive and collision coverage is essential to safeguard yourself from potential risks, especially during the harsh Minnesota winters. At Pizano Insurance, we can help you determine which comprehensive and collision coverage policies are right for you, what your protection needs are, and what your lifestyle is like in Wayzata.

Understanding Comprehensive and Collision Insurance

While liability insurance is required by law in Wayzata and throughout Minnesota, comprehensive and collision coverage can provide additional protection for your vehicle, even if you’re at fault in an accident. Here’s how comprehensive and collision insurance policies work:

  • Comprehensive Coverage: Comprehensive policies protect against weather-related damage, vandalism, theft, and other non-accident or collision-related events.
  • Collision Coverage: Collision coverage covers your vehicle’s replacement or repair costs after a collision, even if you’re found to be at fault.

The Importance of Comprehensive and Collision Coverage in Wayzata, MN

  • Minnesota Weather: The weather in Minnesota can become extremely dangerous and life-threatening, especially during significant snow, hail, and ice storms.
  • Collision Risks: In Minnesota, high-traffic areas and narrow streets can lead to more accidents and fender benders, increasing the risk of a collision.

Minnesota receives approximately 37 inches of snow each year, making winter-related accidents, collisions, and vehicle damage more common. With the right comprehensive and collision coverage solution, you can navigate Minnesota’s weather-related risks knowing you’re always protected. To learn more about comprehensive and collision coverage in Wayzata, MN, contact Pizano Insurance for your quote and consultation today.

Will Auto Insurance Help Me If I Have a Flat Tire?

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While many people view auto insurance as a means to pay for vehicle repair or replacement after a collision, other types of insurance can provide roadside assistance.

At Pizano Insurance, servicing Wayzata, MN, we can help you find the type of auto insurance that meets your needs. If you need auto insurance that offers roadside assistance, we can assist!

Which Insurance Can Help With a Flat Tire?

Full coverage auto insurance provides help with roadside assistance. Full coverage auto is the most comprehensive type of auto insurance available. Other benefits of full coverage auto insurance include:

  • Payment for repair or replacement of your vehicle in the event of a collision, regardless of who is at fault
  • Payment for repair or replacement of your vehicle when a covered event (like a fire) occurs
  • Payment to replace your vehicle if it is stolen

Your lender will likely require this type of auto insurance if you get an auto loan for your vehicle. Even if you do not have an auto loan, it’s a great policy to consider if you have a high-value vehicle.

How Can I Get Full Coverage Auto Insurance?

You can get full coverage auto insurance by contacting the professionals at Pizano Insurance, servicing Wayzata, MN. We work with many insurance carriers to help our clients find the best policy for their needs. If roadside assistance is important to you, our full coverage policies may be the right option for you. Call today to learn more.

Three Services Your Car Needs Through the Winter

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As the winter months approach and temperatures drop, your window for winterizing your vehicle will shrink. Here are three things you must do to get your vehicle through the winter.

1. Change and Top Off Fluids

Before it gets too cold, make sure the oil is changed in your vehicle so that fresh oil is circulating through the engine and there’s little debris causing potential damage. Also, top off the other fluids, like antifreeze, power steering fluid, and brake fluid. This keeps all your systems operational and protects the engine from freezing temperatures.

2. Inspect and Change Your Battery

If you haven’t changed your battery in a while, this is an excellent time to have it inspected and see if it needs to be changed. Winter can be brutal on old batteries that are getting weak. You don’t want to find out that your car won’t start, whether at home or in public, as this can be a stressful situation in the cold winter. If it’s time to change the battery, make sure you replace it before the weather gets too cold.

3. Inspect and Get Tires

Living in Minnesota means you need to get snow tires once the weather starts to stay around 45 degrees. These tires have chains and additional grips that will help you when traveling on the highways in the winter. There is lots of water, ice, and snow to be expected for several months in Minnesota, and without snow tires, you could be dangerously hurt. If you’re putting last year’s snow tires back on, inspect them first and install them before the weather gets too cold.

If you’re looking for a new auto insurance quote and live in the Wayzata, MN, community, or surrounding areas, contact Pizano Insurance today for your personal quote.