Click to Call
Get Directions
When a tree in your yard is causing problems with your neighbor, it may seem like the perfect opportunity to use your home insurance to remove the problem. Although some insurers in Albertville, Minnesota may provide some assistance in certain situations, it is possible that your coverage may not include the removal of trees.
Risky Situations
Although the removal of a tree from your yard may not be covered in every situation, it is possible that your home insurance provider will allow you to make a claim if the tree is in a precarious or dangerous position.
Risky situations, such as when the plant is dying and branches are falling onto your roof or your neighbor’s roof, may allow you to make a claim as a preventative measure against more costly repairs and damages in the future.
Variation on Policies
While some insurers may allow you to make a claim in certain situations, each policy is different and the details of your current homeowner’s plan may vary. Even if the situation is risky, some insurers may not allow you to make a claim to pay for the removal of a tree.
Read your policy thoroughly to determine if you have coverage for the removal of trees or if there are certain situations that will allow you to make a claim. You may have a clause or exception that prevents you from making a claim in some situations.
The ability to remove trees from your yard that are causing problems with your neighbors may depend on the current situation. If you want to learn more about coverage options and details, contact us to talk to an independent agent.